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Portugal Tech Debt & Growth Capital (Caixa Geral de Depósitos (CGD))🎯 Single Applicant Eligible

Caixa Geral de Depósitos (CGD) — Caixa Tech & Corporate Innovation Lending [Tier 3 Facility]

Opportunity overview

Primary debt & growth structures: Mutual guarantee scheme credit (SPGM/IAPMEI), subsidized innovation loans, venture credit. Typical borrower profile: Portuguese scaleups certified by Startup Portugal with verified export receipts. Target stages: Series A, Series B, Growth. Key s

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EU Fund Portal Signals

Is this worth the team's time?

Directional signals based on the call structure, available source text, and deadline pressure. These are not funding guarantees.

Source language: EnglishConfidence: Low

Competition

1/ 5

Very High Competition

5 means a narrower, more approachable field. 1 means heavy competition.

Application Effort

1/ 5

Very Simple

1 is straightforward. 5 means a demanding application with heavier coordination or compliance.

Why competition looks like this

Confidence: Low

The topic has broad commercial appeal and is likely to attract strong demand.
TRL requirements and cross-border consortium specifications restrict eligible applicant pools.
Budget allocations indicate high proposal success probabilities for specialised applicants.

Why effort looks like this

Confidence: Low

Built from the available grant metadata and call structure.
Submission dossier requires multi-partner budget synchronization and work package signoffs.
Administrative guidelines impose formal SME compliance declarations and financial audits.

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Consortium

Probably not required

Co-funding

Not clearly indicated

Documentation

Low

Deadline pressure

Moderate

Eligibility scope

Balanced

Technical depth

Low

Eligibility

Series ASeries BGrowth

Application deadline

31/12/2026

69 days remaining

Key information

Value of call: €15.0M
Sector: Digital
Country: PT
Funder: Caixa Geral de Depósitos (CGD)

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Tracked by EU Fund Portal since 29/09/2026

Last checked 22/10/2026

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